SYNCSFER CORP./TrustSfer — Terms of service

Effective Date: September 15, 2025 • Last Updated: September 15, 2025

1. INTRODUCTION AND ACCEPTANCE

1.1 Agreement to Terms

These Terms of Service, referred to herein as "Terms" or "Agreement," constitute a legally binding agreement between you, referred to as "Customer," "you," "your," or "User," and SYNCSFER CORP., a Delaware corporation doing business as TrustSfer, referred to as "TrustSfer," "Company," "we," "us," or "our," governing your access to and use of the TrustSfer platform and services, collectively referred to as the "Services."

By clicking "I Accept," "I Agree," registering for an account, accessing the Services, or using any part of the TrustSfer platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you may not access or use the Services.

1.2 Capacity and Authority

By accepting these Terms, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into binding contracts under the laws of the State of Delaware, the State of California, and your jurisdiction of residence. If you are accepting these Terms on behalf of an organization, company, or other legal entity, you represent and warrant that you have the authority to bind that organization to these Terms, and your acceptance will be deemed an acceptance by that organization. In such case, "you" and "your" will refer to that organization. You further represent and warrant that your use of the Services will comply with all applicable federal, state, local, and international laws and regulations.

You represent and warrant that you are not located in, under the control of, or a national or resident of any country subject to United States embargo or designated as a "terrorist supporting" country by the United States government. You further represent and warrant that you are not identified on any United States government list of prohibited or restricted parties, including but not limited to the Specially Designated Nationals List maintained by the Office of Foreign Assets Control.

1.3 Modifications to Terms

TrustSfer reserves the right to modify, update, or replace these Terms at any time in our sole discretion. When we make material changes to these Terms, we will provide notice through one or more of the following methods: email notification to your registered email address, prominent notice displayed on the Services platform, or an in-application notification banner. Your continued use of the Services after such modifications become effective constitutes your acceptance of the modified Terms. If you do not agree to the modifications, you must immediately cease using the Services and may terminate your account in accordance with Section 15 of these Terms.

The "Last Updated" date at the top of these Terms indicates when modifications were last made. You are responsible for regularly reviewing these Terms to stay informed of any changes. We recommend checking these Terms periodically, especially before engaging in significant transactions or activities through the Services.

2. DEFINITIONS

For purposes of these Terms, the following definitions apply throughout this Agreement. "Authorized User" means any individual granted access credentials by Customer to use the Services under Customer's account. "Blockchain Data" means cryptographic hashes, transaction references, and immutable records anchored to distributed ledger technology, containing no personally identifiable information. "Confidential Information" means all non-public information disclosed by one party to the other, whether orally, in writing, or electronically, that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and circumstances of disclosure.

"Customer Data" means all electronic data, information, documents, files, and content uploaded, transmitted, stored, or processed by Customer or Authorized Users through the Services, including but not limited to project documents, digital signatures, transaction records, and organizational data. "Documentation" means the user guides, technical documentation, API documentation, and online help materials made available by TrustSfer relating to the Services. "Effective Date" means the date Customer first accepts these Terms or creates an account, whichever occurs first.

"Intellectual Property Rights" means all patents, copyrights, trademarks, service marks, trade secrets, know-how, moral rights, database rights, and other intellectual property rights, whether registered or unregistered, and all applications for and renewals or extensions of such rights worldwide. "Malicious Code" means viruses, worms, time bombs, Trojan horses, ransomware, spyware, and other harmful or malicious code, files, scripts, agents, or programs designed to interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment.

"Order Form" means a written or electronic agreement between TrustSfer and Customer specifying the Services purchased, subscription tier selected, fees applicable, number of Authorized Users permitted, and other commercial terms governing the relationship. "Service Level Agreement" or "SLA" means the service availability commitments and remedies specified in Section 4 or in a separate SLA document incorporated by reference, if applicable. "Subscription Term" means the period during which Customer is authorized to access and use the Services, as specified in the applicable Order Form.

"SYNCSFER CORP." means the Delaware corporation that is the parent company and legal entity providing the Services. "Third-Party Services" means any third-party applications, integrations, services, or content that interoperate with or are accessed through the Services, including but not limited to payment processors, cloud storage providers, authentication services, and government APIs. "TrustSfer" means the trade name and brand under which SYNCSFER CORP. conducts business and provides the Services. "User" means Customer and any Authorized User collectively.

3. SERVICES AND LICENSE GRANT

3.1 Service Description

TrustSfer is a cloud-based software-as-a-service platform designed to provide enterprise-grade project management, electronic signature functionality, and blockchain-verified transaction management. The Services include project and transaction management capabilities that enable organizations to coordinate complex workflows, document storage and version control systems that maintain comprehensive audit trails, electronic signature functionality with blockchain verification to ensure authenticity and non-repudiation, compliance reporting tools that generate detailed audit trails for regulatory purposes, dashboard analytics and reporting tools that provide real-time visibility into organizational activities, role-based access controls and permissions management to ensure data security, and API access for system integration where included in Customer's subscription tier. The Services utilize blockchain anchoring technology to provide immutable verification of documents and transactions without storing personally identifiable information on distributed ledgers.

3.2 License Grant

Subject to Customer's compliance with these Terms and timely payment of all applicable fees, TrustSfer hereby grants Customer a limited, non-exclusive, non-transferable, non-sublicensable, revocable license during the Subscription Term to access and use the Services through supported web browsers and mobile applications. This license permits Customer to allow Authorized Users to access and use the Services solely for Customer's internal business purposes in accordance with the Documentation and these Terms. Customer may access and use the Documentation in connection with the authorized use of the Services and may store and retrieve Customer Data within the Services infrastructure.

This license expressly does not include any right to use the Services for the benefit of any third party except as expressly permitted in writing by TrustSfer, to copy, modify, create derivative works of, reverse engineer, decompile, disassemble, or attempt to discover the source code or underlying algorithms of the Services, to access the Services for the purpose of building a competitive product or service or copying features, functions, or graphics of the Services, to remove, alter, or obscure any proprietary notices, labels, or marks on or within the Services, to circumvent or disable any security features, access controls, usage rules, or technical limitations of the Services, or to use the Services in any manner that exceeds the scope of the authorized use granted herein.

3.3 Service Tiers and Features

The Services are provided in multiple subscription tiers, which may include designations such as Basic, Professional, and Enterprise, each with specific features, usage limits, storage capacities, number of permitted Authorized Users, API access levels, and pricing structures. The specific features, limitations, and entitlements for each subscription tier are described in detail in the applicable Order Form and Documentation. TrustSfer reserves the right to modify tier structures, features, functionality, and pricing with reasonable advance notice to Customer, provided that any material adverse changes to Customer's existing tier will not take effect until the next renewal period. Customer may upgrade to a higher tier at any time during the Subscription Term by paying the applicable prorated fees, while downgrades will take effect at the next renewal period unless otherwise agreed in writing.

3.4 Account Registration

To access the Services, Customer must complete the registration process by providing accurate, complete, and current information as requested in the registration form. Customer must designate an administrative contact who possesses the authority to manage the account on behalf of the organization, including the ability to add or remove Authorized Users, modify subscription settings, and make binding decisions regarding the Services. Customer is solely responsible for maintaining the security and confidentiality of all account credentials, including usernames, passwords, API keys, and authentication tokens, and must implement reasonable security measures to prevent unauthorized access.

Customer must promptly notify TrustSfer of any unauthorized access to the account, security breach, or suspected compromise of credentials by emailing security@trustsfer.com. Customer accepts full responsibility for all activities that occur under the account, whether or not such activities were authorized by Customer, and TrustSfer may rely on the credentials provided for purposes of authentication and authorization without any duty to investigate the actual authority of the person using such credentials. Customer acknowledges that failure to maintain secure credentials may result in unauthorized access to sensitive Customer Data and potential liability for damages resulting from such unauthorized access.

3.5 Authorized Users

Customer may designate Authorized Users up to the maximum number specified in the applicable Order Form. Customer is responsible for ensuring that all Authorized Users comply with these Terms as if Customer were using the Services directly, for managing user provisioning, de-provisioning, and access controls in a timely manner to reflect changes in personnel or roles, for providing adequate training to Authorized Users on the proper use of the Services and applicable policies, for maintaining accurate user records including contact information and role assignments, and for monitoring and controlling the actions of Authorized Users to prevent misuse of the Services.

Customer acknowledges and agrees that it will be held liable for any breach of these Terms by any Authorized User as if Customer had committed the breach itself, including but not limited to violations of the Acceptable Use Policy, unauthorized disclosure of Confidential Information, or infringement of third-party rights. TrustSfer reserves the right to suspend or terminate access for any Authorized User who violates these Terms or engages in conduct that poses a security risk to the Services or other customers. Customer must promptly remove access for any Authorized User who no longer requires access to the Services, including terminated employees, contractors whose engagements have ended, or individuals who have changed roles within the organization.

3.6 API Access

Where API access is included as part of Customer's subscription tier, TrustSfer provides programmatic access to certain functionality of the Services subject to compliance with the API documentation, usage guidelines, and technical specifications published by TrustSfer and updated from time to time. API access is subject to rate limits, throttling policies, and usage quotas designed to ensure fair use and system stability across all customers. Customer must implement appropriate security measures including secure storage of API keys, use of encryption for data transmission, and monitoring of API usage for suspicious activity.

Customer is expressly prohibited from using the APIs to extract data in bulk for purposes of creating derivative databases, from using the APIs to build, support, or enable a competing product or service, from exceeding published rate limits through the use of multiple accounts or other evasive techniques, from attempting to reverse engineer the Services through API calls or responses, or from using the APIs in any manner that could damage, disable, overburden, or impair TrustSfer's servers or networks. TrustSfer reserves the right to modify, restrict, or terminate API access with reasonable notice for reasons including but not limited to security concerns, performance degradation, detection of abusive usage patterns, or business reasons.

4. SERVICE AVAILABILITY AND SUPPORT

4.1 Service Availability Commitment

TrustSfer will use commercially reasonable efforts to make the Services available with an uptime percentage of at least 99.5% during each calendar month, calculated by measuring the total minutes in the month minus the minutes of downtime, divided by the total minutes in the month. This availability commitment excludes scheduled maintenance windows that are announced to Customer at least 24 hours in advance through email notification or in-application messaging, emergency maintenance performed with reasonable notice when feasible given the circumstances, downtime caused by force majeure events beyond TrustSfer's reasonable control, issues caused by Customer's acts or omissions including misconfiguration or failure to implement updates, failures or interruptions in Third-Party Services or internet connectivity outside TrustSfer's control, and Customer's failure to implement security updates or patches recommended by TrustSfer.

Scheduled maintenance will ordinarily be performed during non-peak hours, typically between 12:00 AM and 6:00 AM Pacific Time, to minimize disruption to Customer's operations. TrustSfer will make reasonable efforts to complete scheduled maintenance within the announced time window and to restore Services promptly if unexpected issues arise. In the event that TrustSfer fails to meet the availability commitment, Customer's sole and exclusive remedy, and TrustSfer's entire liability, shall be service credits calculated and applied in accordance with the SLA, if applicable to Customer's subscription tier.

4.2 Support Services

TrustSfer provides technical support to assist Customer with the proper use of the Services during normal business hours, defined as Monday through Friday from 9:00 AM to 5:00 PM Pacific Time, excluding federal holidays observed by TrustSfer. Support is available through multiple channels including email support at support@trustsfer.com, an in-application support ticketing system accessible through the Services interface, and an online knowledge base containing documentation, tutorials, frequently asked questions, and troubleshooting guides.

Response times and support levels vary based on Customer's subscription tier as specified in the applicable Order Form, with higher tiers generally receiving faster response times and more comprehensive support. Enterprise customers may be eligible for enhanced support services including telephone support during business hours, dedicated account managers familiar with Customer's implementation and use cases, priority response times for critical issues, and proactive monitoring and optimization recommendations. TrustSfer support personnel will use commercially reasonable efforts to respond to support requests in a timely manner and to resolve issues efficiently, although TrustSfer does not guarantee resolution of all issues or provide support for issues caused by Customer's misuse of the Services, third-party integrations, or customizations not approved by TrustSfer.

4.3 Service Modifications

TrustSfer reserves the right to modify, enhance, discontinue, or limit any aspect of the Services at any time in its sole discretion, including but not limited to adding new features or functionality, removing or deprecating existing features, updating the user interface or user experience, implementing new technical requirements or dependencies, adjusting system specifications or performance characteristics, and modifying security protocols or data handling practices. TrustSfer will provide reasonable advance notice of modifications through email, in-application notifications, or updates to the Documentation, with material adverse changes to core functionality communicated at least 30 days prior to implementation when feasible.

TrustSfer will use commercially reasonable efforts to maintain backward compatibility with existing integrations and workflows when implementing modifications, and will provide migration assistance, updated documentation, or transition periods for significant changes that may affect Customer's use of the Services. Notwithstanding the foregoing, TrustSfer may implement modifications immediately without advance notice where necessary to address security vulnerabilities, prevent fraud or abuse, comply with legal or regulatory requirements, or respond to emergencies affecting the availability or integrity of the Services.

4.4 Beta Features

From time to time, TrustSfer may offer Customer the opportunity to access and test beta, pilot, preview, or experimental features that are under development and not yet ready for general release, collectively referred to as "Beta Features." Beta Features are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, statutory, or otherwise. Beta Features may be incomplete, contain bugs or errors, be subject to significant changes or complete redesign, have reduced performance or reliability compared to generally available features, lack full documentation or support resources, and may be discontinued at any time without notice or liability to Customer.

Customer acknowledges and agrees that Beta Features are not suitable for use in production environments or for critical business workflows where failures could result in significant harm or loss. Customer's use of Beta Features is entirely at Customer's own risk, and TrustSfer shall have no liability for any issues, damages, or losses arising from Customer's use of Beta Features. Any feedback, suggestions, or comments provided by Customer regarding Beta Features may be used by TrustSfer without restriction, compensation, or obligation of confidentiality to improve the Services or develop new products. Access to Beta Features may be subject to separate agreements or additional terms, and TrustSfer reserves the right to limit access to Beta Features to specific customers or subscription tiers.

5. CUSTOMER DATA AND PRIVACY

5.1 Customer Data Ownership

As between TrustSfer and Customer, Customer retains all right, title, and interest in and to Customer Data, including all Intellectual Property Rights therein. Nothing in these Terms transfers ownership of Customer Data to TrustSfer or grants TrustSfer any rights to Customer Data except as expressly set forth herein. Customer grants TrustSfer a limited, non-exclusive, worldwide, royalty-free license to host, copy, transmit, display, perform, process, and otherwise use Customer Data solely to the extent necessary to provide the Services to Customer, to improve and enhance the Services through aggregated and anonymized analysis that does not identify Customer, to comply with applicable laws and regulations, to enforce these Terms, and as otherwise authorized by Customer through these Terms or the Privacy Policy.

This license terminates upon termination of these Terms or deletion of Customer Data in accordance with Section 5.5, except to the extent TrustSfer is required to retain Customer Data to comply with legal or regulatory obligations. Customer acknowledges that TrustSfer may generate and retain aggregated, anonymized, or de-identified data derived from Customer's use of the Services that does not identify Customer or any individual, and TrustSfer retains all rights to such aggregated data for purposes of operating, analyzing, improving, or marketing the Services.

5.2 Customer Data Responsibilities

Customer is solely and exclusively responsible for the accuracy, quality, integrity, legality, and appropriateness of all Customer Data, including the means by which Customer acquired, created, or collected Customer Data. Customer warrants that it has obtained all necessary rights, permissions, consents, and authorizations required to upload Customer Data to the Services and to grant TrustSfer the license set forth in Section 5.1. Customer is responsible for ensuring that Customer Data does not violate any applicable laws, regulations, contractual obligations, or third-party rights, including but not limited to laws governing data protection, privacy, export controls, intellectual property, defamation, and obscenity.

Customer is responsible for obtaining all necessary consents and providing all required notices to individuals whose personal information is included in Customer Data, including notices regarding the processing of personal information by TrustSfer as a service provider. Customer must establish and implement appropriate retention and deletion policies for Customer Data in accordance with applicable legal and regulatory requirements and must communicate such policies to Authorized Users. While TrustSfer performs regular backups for disaster recovery purposes, these backups are not intended for Customer convenience, and Customer is responsible for maintaining separate backups of critical Customer Data outside the Services.

Customer represents and warrants that Customer Data will not contain any Malicious Code that could damage, interfere with, or compromise the Services or other customers' data, will not infringe or misappropriate any third-party Intellectual Property Rights including copyrights, patents, trademarks, or trade secrets, will not violate any person's rights of privacy, publicity, or personality, will not contain content that is defamatory, obscene, pornographic, harassing, threatening, or otherwise objectionable or illegal, will not violate export control laws or regulations of the United States or any other applicable jurisdiction, and will not contain personal data of children under 13 years of age without appropriate safeguards, parental consent, and compliance with the Children's Online Privacy Protection Act where applicable. Customer acknowledges that TrustSfer has no obligation to monitor Customer Data but reserves the right to review Customer Data when reasonably necessary for security, support, or compliance purposes.

5.3 Data Protection and Privacy

TrustSfer's collection, use, storage, and processing of personal information obtained through the Services is governed by our Privacy Policy, which is incorporated into these Terms by reference and available at www.trustsfer.com/privacy. Customer acknowledges and agrees that TrustSfer processes personal data in accordance with applicable data protection laws and regulations, including but not limited to the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), the General Data Protection Regulation (GDPR) where applicable to European users, and other federal and state privacy laws.

Customer is responsible for providing all required privacy notices to individuals whose personal information is included in Customer Data, including notices regarding the collection, use, and disclosure of personal information and the rights of individuals under applicable privacy laws. Customer acknowledges that Customer Data may be stored and processed in the United States and other jurisdictions where TrustSfer or its service providers maintain data centers or facilities, and consents to such storage and processing. TrustSfer implements appropriate technical and organizational measures to protect Customer Data against unauthorized access, alteration, disclosure, or destruction, as described in Section 5.4 and our Security White Paper.

For the purposes of applicable data protection laws, TrustSfer acts as a "service provider" under the CCPA and CPRA and as a "processor" under the GDPR where applicable, and Customer acts as the "business" under CCPA/CPRA and the "controller" under GDPR. TrustSfer will process personal information only on documented instructions from Customer, will implement appropriate security measures, will assist Customer in responding to individual rights requests, and will not sell personal information or use personal information for any purpose other than providing the Services. For customers subject to GDPR, CCPA, or other comprehensive data protection regulations, a separate Data Processing Agreement (DPA) may be executed to address specific requirements, including Standard Contractual Clauses for international data transfers where applicable.

5.4 Data Security

TrustSfer implements and maintains comprehensive administrative, physical, and technical safeguards designed to protect the confidentiality, integrity, and availability of Customer Data. These safeguards include encryption of data in transit using Transport Layer Security (TLS) version 1.2 or higher to protect data as it moves between Customer's systems and TrustSfer's infrastructure, encryption of data at rest using Advanced Encryption Standard (AES) with 256-bit keys or equivalent encryption algorithms to protect stored data, regular security testing including vulnerability assessments, penetration testing, and security audits conducted by qualified third-party firms, access controls that limit employee access to Customer Data strictly on a need-to-know basis using role-based permissions and authentication mechanisms, security awareness training provided to all personnel with access to systems or data, documented incident response procedures to detect, investigate, contain, and remediate security incidents, and regular reviews and updates of security practices to address evolving threats and industry best practices.

For Enterprise customers or upon request, TrustSfer will provide additional information about its security practices through a Security White Paper or by completing security questionnaires, subject to appropriate confidentiality protections. TrustSfer maintains cybersecurity insurance to provide additional protection in the event of a security incident. While TrustSfer implements robust security measures, Customer acknowledges that no system can be completely secure and that TrustSfer cannot guarantee that unauthorized access, hardware or software failures, or other security breaches will never occur. Customer is responsible for implementing its own security measures including secure password practices, timely de-provisioning of terminated users, and monitoring for suspicious activity.

5.5 Data Retention and Deletion

Customer Data is retained by TrustSfer in accordance with the retention policies specified in our Privacy Policy and as required or permitted by applicable laws and regulations. Upon termination or expiration of the Subscription Term for any reason, Customer will have 30 days following termination to export and download Customer Data using the export functionality provided within the Services. TrustSfer will provide reasonable assistance to facilitate the export process, subject to technical limitations and format constraints. After the 30-day export period expires, TrustSfer may permanently delete Customer Data from production systems unless TrustSfer is required by law or regulation to retain such data for a longer period.

Blockchain-anchored verification records, which consist of cryptographic hashes and transaction references without personally identifiable information, remain immutable on distributed ledgers in accordance with the inherent characteristics of blockchain technology and cannot be deleted. However, these records do not contain personal identifiers and do not reveal the content of underlying documents. Backup systems and disaster recovery archives may retain copies of Customer Data for up to 90 days following deletion from production systems for disaster recovery and business continuity purposes, after which such data will be permanently deleted in accordance with TrustSfer's data retention schedule.

Customer may request deletion of Customer Data at any time during the Subscription Term by submitting a written request to privacy@trustsfer.com, subject to TrustSfer's legal and regulatory obligations to retain certain data for specific periods. Certain metadata, system logs, audit trails, and transaction records may be retained by TrustSfer for legitimate business purposes including security monitoring, fraud prevention, regulatory compliance, financial recordkeeping, and resolution of disputes, even after deletion of other Customer Data. Such retained information will be handled in accordance with TrustSfer's Privacy Policy and applicable data protection laws.

6. ACCEPTABLE USE POLICY

6.1 Prohibited Uses

Customer agrees that it will not use the Services, and will ensure that Authorized Users do not use the Services, in any manner that violates these Terms, applicable laws, or the rights of others. Specifically, Customer must not engage in activities that constitute legal violations, including violating any applicable federal, state, local, or international law, statute, ordinance, or regulation, facilitating, supporting, or engaging in any illegal activity including money laundering, fraud, or financing of illegal activities, infringing or misappropriating any third-party intellectual property rights including copyrights, patents, trademarks, trade secrets, or other proprietary rights, violating any person's rights of privacy or publicity, or transmitting any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or otherwise objectionable as determined by TrustSfer in its reasonable discretion.

Customer must not engage in activities that threaten security and system integrity, including introducing any Malicious Code or any code or technology designed to disrupt, damage, or limit the functionality of the Services or other users' access, attempting to gain unauthorized access to any systems, networks, accounts, or data not belonging to Customer, probing, scanning, or testing the vulnerability of any system or network or breaching any security or authentication measures, circumventing, disabling, or interfering with security-related features or features that prevent or restrict use or copying of any content, interfering with or disrupting the integrity or performance of the Services, any servers or networks connected to the Services, or other customers' use and enjoyment of the Services, or launching any form of network attack including distributed denial of service attacks, flooding, or other attempts to overwhelm system resources.

Customer must not engage in misuse and abuse of the Services, including using the Services to send unsolicited communications, spam, phishing attempts, or chain letters to any person, impersonating any person or entity or falsely stating or misrepresenting affiliation with any person or entity, harvesting, scraping, or collecting information about other users without their express consent, using automated systems including bots, scrapers, or spiders to access the Services without prior written authorization from TrustSfer, exceeding usage limits, quotas, storage limits, or rate limits specified in the applicable Order Form or Documentation, using the Services for cryptocurrency mining, blockchain validation, or similar resource-intensive applications not related to the intended functionality of the Services, or engaging in any activity that generates excessive load on TrustSfer's infrastructure to the detriment of other customers.

Customer must not engage in competitive activities, including using the Services to develop, support, enable, or offer a competing product or service or to monitor the Services' availability, performance, or functionality for competitive purposes, attempting to reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, or underlying structure, ideas, or algorithms of the Services or any software or documentation related to the Services, conducting benchmarking or competitive analysis of the Services and publicly disclosing the results without TrustSfer's prior written consent, removing, altering, or obscuring any copyright notices, trademarks, proprietary legends, or other notices displayed on or within the Services, or framing or mirroring any part of the Services without TrustSfer's express prior written consent.

Customer must not engage in data protection violations, including processing personal data through the Services in violation of applicable data protection laws and regulations, collecting, processing, or storing sensitive personal information including financial account information, social security numbers, health information, or biometric data without implementing appropriate safeguards and obtaining necessary consents, transferring personal data across international borders in violation of cross-border data transfer restrictions, failing to implement appropriate technical and organizational security measures to protect personal data processed through the Services, or using the Services to process personal data of children under the age appropriate consent in any jurisdiction without complying with applicable children's privacy laws.

6.2 Monitoring and Enforcement

TrustSfer reserves the right, but has no obligation, to monitor use of the Services for compliance with these Terms and applicable laws, to investigate suspected violations of these Terms, misuse of the Services, or illegal activities, to access and review Customer Data when reasonably necessary to investigate security incidents, respond to support requests with Customer's consent, prevent imminent harm, or comply with legal obligations including valid subpoenas or court orders, to remove or disable access to any content that violates these Terms or that TrustSfer believes may violate these Terms or any applicable law, and to suspend or terminate accounts, either temporarily or permanently, found to be in violation of these Terms or that pose a security risk to the Services or other customers.

TrustSfer will provide advance notice to Customer before taking enforcement action when legally permitted and practically feasible, and will work with Customer to resolve issues cooperatively when appropriate, except in cases involving immediate security threats that require prompt action to protect the Services or other customers, ongoing or imminent harm to TrustSfer, other users, or third parties, legal prohibition against providing notice such as in response to law enforcement investigations, or situations where providing notice would undermine ongoing investigations, compromise evidence, or enable the violator to continue harmful activities. When TrustSfer suspends or terminates an account, Customer will be provided with an opportunity to export Customer Data in accordance with Section 5.5 unless prohibited by law or court order.

6.3 Reporting Violations

If Customer becomes aware of any violation of these Terms by any user, any misuse of the Services, any security vulnerability in the Services, any unauthorized access to accounts or systems, or any content that violates these Terms or applicable law, Customer should report such violations immediately to abuse@trustsfer.com with as much detail as possible to enable TrustSfer to investigate. TrustSfer will investigate reports in good faith and will take appropriate action in its sole discretion, which may include issuing warnings, removing content, suspending or terminating accounts, or reporting violations to law enforcement authorities. TrustSfer is not obligated to take any specific action in response to reports and will not be liable for any failure to act or for the consequences of any action taken in response to reports.

7. PAYMENT TERMS AND FEES

7.1 Subscription Fees

Customer agrees to pay all fees specified in the applicable Order Form in accordance with the payment terms set forth therein. Unless otherwise expressly stated in the Order Form, all fees are based on the subscription tier selected, the number of Authorized Users permitted under the account, any additional services or features purchased beyond the base tier, and any overage charges for usage exceeding the limits specified for Customer's tier. All subscription fees are payable in advance on a monthly or annual basis as specified in the Order Form. All fees are stated in United States Dollars unless otherwise specified and are non-refundable except as expressly provided in Section 15.5 or as required by applicable law. All fees are exclusive of all federal, state, local, and foreign taxes, duties, tariffs, levies, withholdings, and similar governmental charges, and Customer is responsible for paying all such charges except for taxes based on TrustSfer's net income.

7.2 Payment Methods

Customer may make payments using credit or debit cards including Visa, MasterCard, American Express, and Discover, ACH bank transfer for annual subscriptions with a total value exceeding $10,000, wire transfer for Enterprise customers subject to TrustSfer's approval and provision of wire instructions, or by purchase order and invoice for qualified Enterprise customers who have established credit terms with TrustSfer and received written approval for invoice-based billing. By providing payment information including credit card details or bank account information, Customer authorizes TrustSfer and its payment processing partners to charge the designated payment method for all amounts due under these Terms, including subscription fees, overage charges, and any other fees incurred.

Customer is responsible for maintaining accurate, complete, and current payment information at all times and must promptly update payment information in the event of expiration, cancellation, or changes to account details. Customer must notify TrustSfer immediately if Customer believes that any unauthorized charges have been made to Customer's payment method. TrustSfer is not responsible for any fees or charges imposed by Customer's financial institution including overdraft fees, insufficient funds fees, or foreign transaction fees.

7.3 Automatic Renewal

Unless otherwise specified in the Order Form, subscriptions automatically renew for successive periods equal in length to the original Subscription Term selected by Customer at the time of purchase. For example, monthly subscriptions automatically renew on a month-to-month basis, and annual subscriptions automatically renew for successive one-year periods. Subscriptions will continue to renew automatically unless either party provides written notice of non-renewal to the other party at least 30 days before the end of the then-current Subscription Term, Customer downgrades to a different subscription tier through the account management interface with the downgrade taking effect at the next renewal date, or the subscription is terminated in accordance with Section 15 of these Terms.

Upon renewal, Customer's payment method will be automatically charged the renewal fees at TrustSfer's then-current rates for the applicable subscription tier and number of Authorized Users, provided that TrustSfer will provide at least 30 days' advance notice to Customer of any price increases. Price increases will not exceed 10% annually for existing customers unless Customer upgrades to a higher tier or adds additional services. If Customer does not wish to renew at the increased rate, Customer may provide notice of non-renewal before the renewal date in accordance with this section.

7.4 Late Payment

If any payment is not received by TrustSfer when due, whether because of payment method failure, insufficient funds, expiration of credit cards, cancellation of payment authorization, or any other reason, TrustSfer reserves the right to charge interest on all overdue amounts at the rate of 1.5% per month or the maximum rate permitted by applicable law, whichever is lower, calculated from the original due date until the date of payment. TrustSfer may suspend Customer's access to the Services and all Authorized Users' access until full payment is received, provided that TrustSfer will provide at least 5 business days' notice before suspending access for non-payment unless Customer has repeatedly failed to make timely payments.

Customer remains liable for all amounts due under these Terms plus any costs of collection including reasonable attorneys' fees, court costs, and collection agency fees incurred by TrustSfer in collecting overdue amounts. During any suspension for non-payment, Customer Data will be preserved and Customer will regain access immediately upon making full payment of all amounts due, but TrustSfer will have no liability for any losses, damages, or consequences resulting from the suspension. If payment remains outstanding for more than 30 days after suspension, TrustSfer may terminate the account and delete Customer Data in accordance with Section 5.5.

7.5 Taxes

All fees are exclusive of applicable taxes, and Customer is responsible for paying all sales, use, value-added, goods and services, excise, and other taxes and duties imposed by any governmental authority on the Services, except for taxes based on TrustSfer's net income. If TrustSfer is required to collect or pay any such taxes, the taxes will be invoiced to Customer and Customer will pay such taxes in addition to the subscription fees. If Customer is exempt from paying any such taxes, Customer must provide TrustSfer with a valid tax exemption certificate or other documentation satisfactory to the relevant taxing authority. Customer will indemnify and hold TrustSfer harmless from any taxes, interest, or penalties arising from Customer's failure to report or pay taxes for which Customer is responsible.

7.6 Fee Disputes

If Customer believes that TrustSfer has incorrectly charged Customer's account, Customer must notify TrustSfer in writing within 30 days of the charge appearing on Customer's statement by emailing billing@trustsfer.com with details of the disputed charge. TrustSfer will investigate all good faith disputes promptly and will correct any billing errors by issuing a credit, refund, or adjustment as appropriate. Failure to notify TrustSfer of a billing error within 30 days will constitute acceptance of the charges as correct. Customer may not withhold payment of undisputed fees pending resolution of any dispute.

8. INTELLECTUAL PROPERTY RIGHTS

8.1 TrustSfer's Intellectual Property

As between Customer and TrustSfer, TrustSfer and its licensor SYNCSFER CORP. own and retain all right, title, and interest in and to the Services, including all software, applications, code, algorithms, technology, documentation, content, data structures, interfaces, visual designs, trademarks, logos, service marks, and all Intellectual Property Rights therein. The Services are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and foreign jurisdictions. Nothing in these Terms grants Customer any ownership rights in the Services or any Intellectual Property Rights beyond the limited license explicitly granted in Section 3.2.

Customer acknowledges that the Services contain proprietary and confidential information and trade secrets of TrustSfer, SYNCSFER CORP., and its licensors. All rights not expressly granted to Customer in these Terms are reserved by TrustSfer and SYNCSFER CORP. The TrustSfer name, SYNCSFER CORP. name, associated logos, and all related product and service names, design marks, and slogans are trademarks of SYNCSFER CORP. or its affiliates. Customer may not use such marks without the prior written permission of TrustSfer except as necessary to identify TrustSfer as the provider of the Services in accordance with normal business practices.

8.2 Feedback and Suggestions

If Customer or any Authorized User provides TrustSfer with any feedback, suggestions, recommendations, ideas, or other input regarding the Services, including but not limited to proposed modifications, enhancements, or new features, collectively referred to as "Feedback," Customer grants TrustSfer and SYNCSFER CORP. a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, transferable, sublicensable license to use, reproduce, modify, create derivative works from, distribute, display, perform, and otherwise exploit such Feedback for any purpose without restriction and without any obligation to compensate Customer or maintain the Feedback in confidence. Customer represents and warrants that it has all rights necessary to grant TrustSfer and SYNCSFER CORP. the foregoing license and that the Feedback does not infringe or misappropriate any third-party rights.

8.3 Usage Data and Analytics

TrustSfer collects and analyzes information about Customer's use of the Services, including but not limited to usage patterns, feature adoption, performance metrics, error logs, and aggregated statistics, collectively referred to as "Usage Data." TrustSfer and SYNCSFER CORP. own all rights in Usage Data and may use Usage Data to operate, maintain, improve, and enhance the Services, develop new features and products, conduct research and analytics, create benchmarking reports and industry insights, and for other business purposes. TrustSfer may share Usage Data with third parties provided that such data is aggregated, anonymized, or de-identified such that it does not identify Customer or any individual. Customer acknowledges that Usage Data may be compiled from data across TrustSfer's entire customer base and represents valuable proprietary information of TrustSfer and SYNCSFER CORP.

9. CONFIDENTIALITY

9.1 Definition and Obligations

Each party agrees that during the term of these Terms it may have access to Confidential Information of the other party. The receiving party agrees to maintain the confidentiality of the disclosing party's Confidential Information using the same degree of care it uses to protect its own confidential information of a similar nature, but in no event less than reasonable care. The receiving party will not disclose Confidential Information to any third party except to its employees, contractors, advisors, and service providers who have a legitimate need to know such information and who are bound by confidentiality obligations at least as protective as those set forth herein.

The receiving party will not use Confidential Information for any purpose other than exercising its rights and performing its obligations under these Terms. These confidentiality obligations will survive termination of these Terms for a period of five years, except that obligations relating to trade secrets will continue for so long as the information qualifies as a trade secret under applicable law. Confidential Information of TrustSfer includes but is not limited to the Services, Documentation, pricing information, technical specifications, security measures, and business strategies.

9.2 Exceptions

The confidentiality obligations set forth in Section 9.1 will not apply to any information that the receiving party can demonstrate was known to the receiving party prior to disclosure by the disclosing party without breach of any confidentiality obligation, was or becomes publicly available through no fault of the receiving party, was rightfully received by the receiving party from a third party without breach of any confidentiality obligation, or was independently developed by the receiving party without use of or reference to the disclosing party's Confidential Information. Additionally, the receiving party may disclose Confidential Information to the extent required by applicable law, regulation, legal process, or court order, provided that the receiving party provides the disclosing party with prompt notice of such requirement and cooperates with the disclosing party's efforts to seek protective orders or other appropriate protection.

10. REPRESENTATIONS AND WARRANTIES

10.1 Mutual Representations

Each party represents and warrants to the other that it has the full power and authority to enter into these Terms and to perform its obligations hereunder, that the execution, delivery, and performance of these Terms has been duly authorized and does not violate any agreement, law, or regulation to which it is subject, that these Terms constitute a valid and binding obligation enforceable against it in accordance with their terms, and that it will comply with all applicable laws and regulations in connection with its performance under these Terms.

10.2 Customer Representations

Customer represents and warrants that it owns or has obtained all necessary rights, permissions, and consents to upload, transmit, and process Customer Data through the Services and to grant TrustSfer the license set forth in Section 5.1. Customer further represents and warrants that Customer Data and Customer's use of the Services will not violate any applicable laws, regulations, or third-party rights, that Customer will use the Services only for lawful purposes and in accordance with these Terms and the Documentation, that all information provided by Customer in connection with registration and use of the Services is accurate, complete, and current, and that Customer has implemented and will maintain appropriate security measures to protect account credentials and prevent unauthorized access.

10.3 TrustSfer's Warranties

TrustSfer warrants that it will provide the Services in a professional and workmanlike manner in accordance with generally accepted industry standards and that the Services will perform materially in accordance with the Documentation. TrustSfer warrants that it has implemented reasonable security measures designed to protect Customer Data as described in Section 5.4. In the event of a breach of these warranties, Customer's exclusive remedy and TrustSfer's entire liability will be, at TrustSfer's option, to re-perform the non-conforming Services or to refund the fees paid for the non-conforming Services during the period of non-conformance.

10.4 Warranty Disclaimers

EXCEPT AS EXPRESSLY PROVIDED IN SECTION 10.3, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TRUSTSFER AND SYNCSFER CORP. SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AND QUIET ENJOYMENT. TRUSTSFER DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TRUSTSFER MAKES NO WARRANTIES REGARDING THIRD-PARTY SERVICES, CUSTOMER DATA, OR ANY CONTENT ACCESSED THROUGH THE SERVICES. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY CUSTOMER FROM TRUSTSFER OR THROUGH THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO CUSTOMER TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

11. INDEMNIFICATION

11.1 Customer Indemnification

Customer will defend, indemnify, and hold harmless TrustSfer, SYNCSFER CORP., their respective parent companies, subsidiaries, affiliates, and their respective officers, directors, employees, agents, successors, and assigns (collectively, the "TrustSfer Indemnified Parties") from and against any and all third-party claims, actions, proceedings, demands, losses, damages, liabilities, settlements, penalties, fines, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating in any way to Customer's use of the Services, Customer Data, Customer's violation of these Terms or any applicable law or regulation, Customer's infringement or misappropriation of any third-party Intellectual Property Rights or other rights, Customer's violation of any person's rights including rights of privacy or publicity, any acts or omissions of Authorized Users, any misrepresentations made by Customer, or Customer's breach of any representation or warranty contained in these Terms.

Customer's indemnification obligations include claims arising from the negligent or wrongful acts or omissions of Customer or Authorized Users, regardless of whether such acts were authorized by Customer. The TrustSfer Indemnified Parties will provide Customer with prompt written notice of any claim subject to indemnification, provided that failure to provide prompt notice will not relieve Customer of its indemnification obligations except to the extent Customer is materially prejudiced by such delay. Customer will have the right to control the defense and settlement of any indemnified claim, provided that Customer may not settle any claim without the prior written consent of the TrustSfer Indemnified Parties if such settlement would impose any obligation on the TrustSfer Indemnified Parties, require any admission of liability by the TrustSfer Indemnified Parties, or adversely affect the rights or interests of the TrustSfer Indemnified Parties. The TrustSfer Indemnified Parties reserve the right to participate in the defense of any claim at their own expense and to approve any settlement that affects their interests.

11.2 TrustSfer Indemnification

TrustSfer will defend, indemnify, and hold harmless Customer from and against any third-party claims alleging that Customer's authorized use of the Services in accordance with these Terms infringes or misappropriates such third party's United States patent, copyright, or trademark rights. This indemnification obligation is subject to the condition that Customer provides TrustSfer with prompt written notice of the claim, grants TrustSfer sole control over the defense and settlement of the claim, and provides reasonable cooperation and assistance in the defense.

TrustSfer's indemnification obligations under this section do not apply to claims arising from Customer's modification of the Services, use of the Services in combination with products or services not provided by TrustSfer, use of the Services in a manner not authorized by these Terms or the Documentation, Customer Data or third-party content, continued use of allegedly infringing Services after being notified to cease use, or use of a superseded or outdated version of the Services if infringement would have been avoided by using a current version made available by TrustSfer.

If the Services become, or in TrustSfer's opinion are likely to become, the subject of an infringement claim, TrustSfer may, at its option and expense, procure the right for Customer to continue using the Services, replace or modify the Services to make them non-infringing while providing substantially equivalent functionality, or if neither of the foregoing options is commercially reasonable, terminate these Terms and refund to Customer a pro-rated portion of prepaid fees for the unused portion of the Subscription Term. This Section 11.2 states TrustSfer's entire liability and Customer's exclusive remedy for any infringement claims or actions.

11.3 Procedures

The indemnifying party's obligations under this Section 11 are conditioned upon the indemnified party providing prompt written notice of any claim, granting the indemnifying party sole control over the defense and settlement of the claim (except that no settlement requiring payment by or imposing obligations on the indemnified party may be made without the indemnified party's written consent), and providing reasonable cooperation and assistance in the defense at the indemnifying party's expense. The indemnified party may participate in the defense with its own counsel at its own expense. The indemnifying party will not be responsible for any settlement made by the indemnified party without the indemnifying party's prior written consent.

12. LIMITATION OF LIABILITY

12.1 Exclusion of Certain Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL TRUSTSFER, SYNCSFER CORP., THEIR RESPECTIVE PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE TO CUSTOMER OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS OPPORTUNITIES, LOSS OF GOODWILL, LOSS OF DATA, BUSINESS INTERRUPTION, COST OF PROCUREMENT OF SUBSTITUTE SERVICES, OR ANY OTHER INTANGIBLE LOSSES, REGARDLESS OF THE THEORY OF LIABILITY (WHETHER CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF TRUSTSFER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THIS EXCLUSION OF LIABILITY APPLIES TO DAMAGES ARISING FROM THE USE OR INABILITY TO USE THE SERVICES, UNAUTHORIZED ACCESS TO OR ALTERATION OF CUSTOMER DATA, STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OR THROUGH THE SERVICES, SECURITY BREACHES OR UNAUTHORIZED DISCLOSURE OF INFORMATION, ERRORS OR INACCURACIES IN THE SERVICES OR DOCUMENTATION, DELETION OR CORRUPTION OF CUSTOMER DATA, FAILURE TO MAINTAIN AVAILABILITY OF THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT FULLY APPLY TO CUSTOMER.

12.2 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRUSTSFER'S AND SYNCSFER CORP.'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, WILL NOT EXCEED THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY CUSTOMER TO TRUSTSFER DURING THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE THOUSAND DOLLARS ($1,000) IF NO FEES HAVE BEEN PAID. THIS LIMITATION APPLIES TO ALL CLAIMS IN THE AGGREGATE AND NOT PER INCIDENT.

12.3 Exceptions to Limitations

The limitations of liability set forth in Sections 12.1 and 12.2 do not apply to liability arising from Customer's breach of Section 3.2 (License Grant restrictions), Section 6 (Acceptable Use Policy), Section 9 (Confidentiality), or Customer's indemnification obligations under Section 11.1, to liability for death or personal injury caused by TrustSfer's negligence to the extent such limitation is prohibited by applicable law, to liability for fraud or fraudulent misrepresentation, or to any other liability that cannot be excluded or limited by applicable law. Additionally, nothing in these Terms excludes or limits TrustSfer's or SYNCSFER CORP.'S liability to the extent such exclusion or limitation is prohibited by applicable law.

12.4 Basis of the Bargain

Customer acknowledges and agrees that the limitations of liability set forth in this Section 12 are fundamental elements of the basis of the bargain between Customer and TrustSfer, that TrustSfer would not be able to provide the Services on an economically reasonable basis without such limitations, and that such limitations will apply notwithstanding any failure of essential purpose of any limited remedy. These limitations will apply even if Customer has been advised of the possibility of such damages and regardless of whether any remedy fails of its essential purpose.

13. THIRD-PARTY SERVICES AND CONTENT

13.1 Third-Party Integrations

The Services may integrate with or provide access to Third-Party Services including payment processors, cloud storage providers, authentication services, government databases and APIs, and other external systems. Customer's use of Third-Party Services is governed by the terms and conditions and privacy policies of those third parties, and TrustSfer has no control over and assumes no responsibility for the content, functionality, privacy practices, or operations of any Third-Party Services. Customer acknowledges that different terms, fees, and privacy policies may apply to Customer's use of Third-Party Services.

TrustSfer does not endorse or warrant any Third-Party Services and makes no representations regarding the quality, reliability, accuracy, or legality of Third-Party Services or their content. TrustSfer will not be liable for any damages or losses arising from Customer's use of Third-Party Services or any transactions between Customer and third-party providers. Customer's interactions with third-party providers, including payment and delivery of goods or services, and any other terms, conditions, warranties, or representations associated with such interactions, are solely between Customer and the third-party provider.

13.2 Links to Third-Party Websites

The Services may contain links to third-party websites or resources. TrustSfer provides these links only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to third-party websites or resources. Customer acknowledges and agrees that TrustSfer is not responsible or liable for the content, products, services, or practices of any third-party websites or resources, and Customer accesses and uses such websites and resources at Customer's own risk. TrustSfer encourages Customer to review the terms and privacy policies of any third-party websites or resources accessed through links in the Services.

13.3 Third-Party Content

The Services may display, include, or make available content provided by third parties, including data, information, applications, and other materials (collectively, "Third-Party Content"). TrustSfer does not control, endorse, or adopt any Third-Party Content and makes no representations or warranties regarding the accuracy, completeness, reliability, or legality of Third-Party Content. Customer's use of Third-Party Content is at Customer's own risk, and TrustSfer will have no liability arising from or relating to Third-Party Content. TrustSfer reserves the right to remove Third-Party Content from the Services at any time in its sole discretion without notice or liability.

14. COMPLIANCE AND LEGAL MATTERS

14.1 Regulatory Compliance

Customer acknowledges that certain uses of the Services may be subject to regulatory requirements including but not limited to Anti-Money Laundering (AML) regulations, Know Your Customer (KYC) requirements, electronic signature laws such as the Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA), data protection and privacy laws, export control regulations, and industry-specific compliance requirements. Customer is solely responsible for ensuring that its use of the Services complies with all applicable regulatory requirements in Customer's industry and jurisdiction.

TrustSfer provides tools and features designed to assist with compliance, including audit trails, electronic signature capabilities, and data security measures, but Customer remains solely responsible for determining whether the Services meet Customer's specific regulatory requirements and for implementing additional controls or processes as necessary. TrustSfer makes no representations or warranties that the Services will satisfy Customer's compliance obligations, and Customer should consult with legal counsel regarding compliance matters.

14.2 Electronic Signatures

The Services include functionality that allows users to electronically sign documents. Customer acknowledges that electronic signatures created through the Services are intended to have the same legal force and effect as handwritten signatures to the maximum extent permitted by applicable law. Customer is responsible for ensuring that its use of electronic signature functionality complies with all applicable laws and regulations, for obtaining appropriate consent from signers, for maintaining required records and audit trails, and for implementing authentication and verification procedures appropriate to the nature and importance of the transactions being executed.

TrustSfer provides blockchain-anchored verification to establish the authenticity, integrity, and timestamp of electronically signed documents, but Customer remains responsible for ensuring that documents are properly executed, that signers have appropriate authority, and that all legal requirements for enforceable contracts are satisfied. TrustSfer makes no representations regarding the legal validity or enforceability of any particular document or transaction executed through the Services.

14.3 Export Controls

The Services, underlying technology, and technical data may be subject to United States export control laws and regulations, including the Export Administration Regulations (EAR) and sanctions programs administered by the Office of Foreign Assets Control (OFAC). Customer represents and warrants that it will not, directly or indirectly, export, re-export, or transfer the Services or any related technical data to any country, entity, or person prohibited under U.S. export control laws, use the Services for any purpose prohibited by such laws including the development or proliferation of weapons of mass destruction, or permit access to the Services by any person or entity on restricted parties lists maintained by the U.S. government.

Customer is responsible for complying with all applicable export control laws and regulations in connection with its use of the Services and will indemnify TrustSfer and SYNCSFER CORP. for any violations of such laws arising from Customer's conduct. Customer acknowledges that TrustSfer may restrict access to the Services from certain countries or to certain persons in order to comply with applicable export control laws.

14.4 Government Use

If Customer is a U.S. federal, state, or local government entity or agency, the Services constitute "commercial computer software" and "commercial computer software documentation" as defined in Federal Acquisition Regulation Section 12.212 and Defense Federal Acquisition Regulation Supplement Section 227.7202. Government users acquire the Services with only those rights set forth in these Terms, and use, duplication, or disclosure of the Services is subject to the restrictions set forth in these Terms. If Customer requires greater rights than those provided herein, Customer must negotiate a separate agreement with TrustSfer.

15. TERM AND TERMINATION

15.1 Term

These Terms commence on the Effective Date and continue for the initial Subscription Term specified in the applicable Order Form. Following the initial Subscription Term, these Terms will automatically renew for successive renewal periods of equal length as provided in Section 7.3 unless terminated in accordance with this Section 15.

15.2 Termination for Convenience

Customer may terminate these Terms for any reason or no reason by providing written notice to TrustSfer at least 30 days before the end of the then-current Subscription Term. Such termination will be effective at the end of the Subscription Term, and Customer will not be entitled to any refund of prepaid fees. TrustSfer may terminate these Terms for any reason or no reason by providing Customer with at least 90 days' advance written notice, in which case TrustSfer will refund to Customer a pro-rated portion of any prepaid fees for the unused portion of the Subscription Term calculated on a daily basis.

15.3 Termination for Cause

Either party may terminate these Terms immediately upon written notice if the other party materially breaches these Terms and fails to cure such breach within 30 days after receiving written notice describing the breach in reasonable detail, provided that no cure period is required for breaches that cannot be cured or for breaches of payment obligations, confidentiality obligations, or restrictions on use of Intellectual Property Rights. TrustSfer may terminate these Terms immediately without notice if Customer violates the Acceptable Use Policy in a manner that poses an immediate security risk or potential harm to TrustSfer or other customers, if Customer fails to pay undisputed fees when due and such failure continues for more than 10 days after written notice, if Customer becomes insolvent or makes an assignment for the benefit of creditors, or if bankruptcy proceedings are instituted by or against Customer and not dismissed within 60 days.

15.4 Effect of Termination

Upon termination or expiration of these Terms for any reason, all rights and licenses granted to Customer under these Terms will immediately terminate, Customer must immediately cease all use of the Services and Documentation, Customer must ensure that all Authorized Users cease using the Services, all outstanding fees and charges will become immediately due and payable, and each party must return or destroy all Confidential Information of the other party in its possession or control, except that each party may retain one archival copy for compliance and legal purposes subject to continued confidentiality obligations.

TrustSfer will provide Customer with access to export Customer Data for a period of 30 days following termination in accordance with Section 5.5, after which TrustSfer may permanently delete Customer Data from its systems except as required to be retained by applicable law or regulation. Termination will not relieve Customer of any payment obligations accrued prior to termination, will not affect any rights or obligations that accrued prior to termination, and will not limit any remedies available at law or in equity for breaches occurring prior to termination.

15.5 Refunds

Except as expressly provided in these Terms, all fees are non-refundable. Customer may be entitled to a refund in the following circumstances: if TrustSfer terminates these Terms for convenience pursuant to Section 15.2, Customer will receive a pro-rated refund of prepaid fees for the unused portion of the Subscription Term; if TrustSfer fails to meet the service availability commitment and Customer terminates for cause as a result, Customer may receive a pro-rated refund as specified in the applicable SLA; or if required by applicable law, including consumer protection laws that may provide additional refund rights. All refund requests must be submitted in writing to billing@trustsfer.com within 30 days of the event giving rise to the refund right.

15.6 Survival

The following sections will survive termination or expiration of these Terms: Section 2 (Definitions to the extent necessary for interpreting surviving provisions), Section 5.1 (Customer Data Ownership with respect to the limited license granted), Section 5.5 (Data Retention and Deletion), Section 7 (Payment Terms with respect to fees accrued prior to termination), Section 8 (Intellectual Property Rights), Section 9 (Confidentiality), Section 10.4 (Warranty Disclaimers), Section 11 (Indemnification), Section 12 (Limitation of Liability), Section 15.4 through 15.6 (Effect of Termination, Refunds, and Survival), and Section 16 (General Provisions).

16. GENERAL PROVISIONS

16.1 Governing Law and Venue

These Terms and any disputes arising out of or relating to these Terms or the Services will be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflicts of law principles that would result in the application of the laws of another jurisdiction. The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act, to the extent applicable, are expressly excluded from application to these Terms.

16.2 Dispute Resolution and Mandatory Arbitration

Before initiating any litigation or arbitration, the parties agree to attempt in good faith to resolve any dispute arising out of or relating to these Terms through negotiation between executives with decision-making authority. Either party may initiate the negotiation process by providing written notice to the other party describing the dispute in reasonable detail. Within 15 days after such notice, executives from each party will meet, either in person or by videoconference, to attempt to resolve the dispute.

If the dispute cannot be resolved through negotiation within 30 days after the initial notice, TrustSfer, in its sole and absolute discretion, may elect to either require the dispute to be resolved through binding arbitration as set forth below or permit Customer to file a lawsuit in the courts specified in Section 16.3. TrustSfer will notify Customer in writing of its election within 15 days after the end of the negotiation period. If TrustSfer does not make an election within this timeframe, Customer may file a lawsuit in accordance with Section 16.3.

If TrustSfer elects arbitration, any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, will be determined by arbitration in San Francisco, California before one arbitrator. The arbitration will be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures. Judgment on the award may be entered in any court having jurisdiction. This clause will not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitrator may award any relief that a court of competent jurisdiction could award, including attorneys' fees when authorized by law, and the arbitral award may be enforced in any court. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to enforce Intellectual Property Rights or Confidential Information obligations without first engaging in arbitration.

THE PARTIES ACKNOWLEDGE THAT THEY ARE WAIVING THEIR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION OR CLASS ARBITRATION. THE ARBITRATION SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION, AND THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MULTIPLE PARTIES WITHOUT THE EXPRESS WRITTEN CONSENT OF ALL PARTIES.

16.3 Venue for Litigation

If TrustSfer does not elect arbitration pursuant to Section 16.2, or for matters not subject to arbitration, any legal action or proceeding arising out of or relating to these Terms or the Services must be brought exclusively in the state or federal courts located in San Francisco County, California, and each party irrevocably consents to the personal jurisdiction and venue of such courts. Customer waives any objection to venue in such courts and any claim that such courts are an inconvenient forum.

16.4 Injunctive Relief

Customer acknowledges that a breach of Section 3.2 (License Grant restrictions), Section 6 (Acceptable Use Policy), Section 8 (Intellectual Property Rights), or Section 9 (Confidentiality) may cause irreparable harm to TrustSfer and SYNCSFER CORP. for which monetary damages would be an inadequate remedy. Accordingly, in addition to any other remedies available at law or in equity, TrustSfer will be entitled to seek injunctive relief to prevent or restrain such breach without the necessity of posting a bond or proving actual damages. This right to injunctive relief is in addition to, and not in lieu of, any other remedies available to TrustSfer.

16.5 Notice

All notices, requests, consents, and other communications required or permitted under these Terms must be in writing and will be deemed given when delivered personally, when sent by confirmed electronic mail (provided such email is followed by delivery through one of the other permitted methods within two business days), one business day after being sent by reputable overnight courier service, or three business days after being sent by registered or certified mail, postage prepaid, return receipt requested, to the addresses set forth in the Order Form or as updated by notice given in accordance with this section.

Notices to TrustSfer should be addressed to SYNCSFER CORP. d/b/a TrustSfer, Attention: Legal Department, [Insert Physical Address], [City], Delaware [Zip Code], United States of America, with a copy to legal@trustsfer.com. Notices to Customer will be sent to the address provided in the Order Form or to the email address associated with the administrative account. Customer is responsible for ensuring that contact information is current and accurate. TrustSfer may also provide notices through the Services interface or by posting on the TrustSfer website, which will be deemed effective upon posting.

16.6 Force Majeure

Neither party will be liable for any failure or delay in performing its obligations under these Terms (except for payment obligations) to the extent such failure or delay is caused by events beyond that party's reasonable control, including but not limited to acts of God, natural disasters, earthquakes, floods, fires, explosions, epidemics, pandemics, war, invasion, hostilities, terrorist acts, riots, strikes, labor disputes, embargoes, government actions, orders of domestic or foreign courts or tribunals, failure of third-party hosting providers or internet service providers, power outages, or malicious attacks such as denial of service attacks. The party affected by a force majeure event must promptly notify the other party and use commercially reasonable efforts to resume performance as soon as practicable. If the force majeure event continues for more than 30 consecutive days, either party may terminate these Terms upon written notice without liability except for payment obligations accrued prior to termination.

16.7 Assignment

Customer may not assign, transfer, delegate, or sublicense these Terms or any rights or obligations hereunder, in whole or in part, whether voluntarily or by operation of law, including by merger, consolidation, dissolution, or sale of substantially all assets, without the prior written consent of TrustSfer. Any attempted assignment in violation of this section will be null and void. TrustSfer may assign these Terms without Customer's consent in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets, or to SYNCSFER CORP. or an affiliate under common control. Subject to the foregoing restrictions, these Terms will be binding upon, inure to the benefit of, and be enforceable by the parties and their respective successors and permitted assigns.

16.8 Independent Contractors

The parties are independent contractors with respect to each other. Nothing in these Terms creates any partnership, joint venture, agency, franchise, employment, or fiduciary relationship between the parties. Neither party has any authority to bind the other party or to incur obligations on behalf of the other party without the other party's prior written consent. Each party is solely responsible for all costs and expenses it incurs in performing its obligations under these Terms.

16.9 No Third-Party Beneficiaries

These Terms are for the sole benefit of the parties and their respective successors and permitted assigns and do not and are not intended to confer any rights or remedies upon any other person or entity, except that SYNCSFER CORP. is an express third-party beneficiary of these Terms with the right to enforce provisions that protect its interests, including but not limited to Sections 8, 9, 11, and 12. Nothing in these Terms creates any third-party beneficiary rights in any individual, including Authorized Users, or any other third party not expressly identified herein. Authorized Users are not parties to these Terms and have no independent rights against TrustSfer or SYNCSFER CORP.

16.10 Waiver

No waiver of any provision of these Terms will be effective unless in writing and signed by the party against whom the waiver is sought to be enforced. No failure or delay by either party in exercising any right, power, or remedy under these Terms will operate as a waiver of such right, power, or remedy. No single or partial exercise of any right, power, or remedy will preclude any other or further exercise of that or any other right, power, or remedy. A waiver of any breach of these Terms will not constitute a waiver of any other breach of these Terms.

16.11 Severability

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid, illegal, or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its intent to the greatest extent possible. If such modification is not possible, the invalid, illegal, or unenforceable provision will be severed from these Terms without affecting the validity or enforceability of the remaining provisions.

16.12 Entire Agreement

These Terms, together with the Privacy Policy, applicable Order Forms, and any other documents expressly incorporated by reference, constitute the entire agreement between the parties regarding the subject matter hereof and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter. In the event of any conflict or inconsistency between the provisions of these Terms and any Order Form, the Order Form will control with respect to the specific commercial terms set forth therein, but these Terms will control with respect to all other matters. No terms or conditions stated in any Customer purchase order, vendor registration form, or other business form will modify or amend these Terms, and any such additional or different terms are hereby rejected and will be of no force or effect.

16.13 Amendments

TrustSfer may amend these Terms from time to time as provided in Section 1.3. No other amendment or modification of these Terms will be effective unless in writing and signed by authorized representatives of both parties. Any purported amendment, modification, or supplement to these Terms by Customer through purchase orders, vendor portals, or other means will be void and of no effect.

16.14 Interpretation

The headings and captions used in these Terms are for convenience only and will not affect the interpretation of these Terms. The words "including," "includes," and similar terms will be deemed to be followed by "without limitation." References to sections are to sections of these Terms unless otherwise specified. The terms "herein," "hereof," "hereunder," and similar terms refer to these Terms as a whole and not to any particular section. The word "or" is not exclusive. The word "will" has the same meaning as "shall" and is equally mandatory.

These Terms have been prepared in the English language, and the English language version will control in all respects. Any translation of these Terms into another language is provided for convenience only, and in the event of any conflict or inconsistency, the English language version will prevail. If Customer is entering into these Terms on behalf of an organization, references to "Customer" refer to that organization, and the individual accepting on behalf of the organization represents that they have the authority to bind the organization.

16.15 Publicity

TrustSfer may identify Customer as a customer of the Services and may use Customer's name and logo in TrustSfer's customer lists, marketing materials, press releases, website, and investor presentations. TrustSfer will comply with any reasonable trademark usage guidelines provided by Customer in writing. Customer may request in writing that TrustSfer cease using Customer's name and logo, and TrustSfer will comply with such request within 30 days, although TrustSfer may continue to use Customer's name and logo in existing printed materials until depleted. Customer grants TrustSfer and SYNCSFER CORP. a limited, non-exclusive license to use Customer's trademarks solely for the purposes described in this section.

16.16 Counterparts and Electronic Signatures

These Terms and any Order Forms may be executed in counterparts, each of which will be deemed an original and all of which together will constitute one and the same instrument. Execution and delivery of these Terms or any Order Form by electronic transmission or electronic signature will be deemed as effective as execution and delivery of an original manually signed document. The parties consent to the use of electronic signatures and agree that electronic signatures will have the same force and effect as manual signatures under applicable law, including the Electronic Signatures in Global and National Commerce Act and applicable state electronic signature laws.

16.17 Government Rights

If Customer is an agency, department, or other entity of any government, the use, duplication, reproduction, release, modification, disclosure, or transfer of the Services or any related documentation of any kind, including technical data, manuals, and materials, is restricted in accordance with Federal Acquisition Regulation 12.212 for civilian agencies and Defense Federal Acquisition Regulation Supplement 227.7202 for military agencies. The Services were developed fully at private expense, constitute trade secrets and confidential commercial information, and are commercial computer software and commercial computer software documentation within the meaning of the applicable acquisition regulations. Use of the Services by the government is further restricted in accordance with the terms of these Terms.

16.18 Contact Information

For questions, concerns, or notices regarding these Terms, please contact TrustSfer at the following addresses. For general inquiries, support requests, and service-related questions, please email support@trustsfer.com. For legal notices, contract matters, and formal communications, please email legal@trustsfer.com. For billing inquiries, payment issues, and subscription management, please email billing@trustsfer.com. For privacy-related questions, data subject requests, and Privacy Policy matters, please email privacy@trustsfer.com. For security incident reports, vulnerability disclosures, and abuse complaints, please email security@trustsfer.com.

Correspondence by postal mail should be addressed to SYNCSFER CORP. d/b/a TrustSfer, Attention: Legal Department, [Insert Physical Address], [City], Delaware [Zip Code], United States of America.

16.19 Prevailing Language

These Terms are executed in the English language. If these Terms are translated into any other language, the English language version will control and prevail in the event of any conflict or inconsistency between the English version and any translation. All communications, notices, and proceedings relating to these Terms will be conducted in English.

16.20 Corporate Structure

Customer acknowledges and agrees that SYNCSFER CORP. is a Delaware corporation and the legal entity providing the Services, and that TrustSfer is the trade name and brand under which SYNCSFER CORP. conducts business. All references to TrustSfer in these Terms refer to SYNCSFER CORP. d/b/a TrustSfer. SYNCSFER CORP. is the sole party with legal obligations under these Terms and is the proper party for any legal proceedings arising from or relating to these Terms or the Services.

17. DEFINITIONS APPENDIX

For ease of reference, the following defined terms are used throughout these Terms with the meanings specified in Section 2 or the sections referenced below. "Agreement" means these Terms of Service. "Authorized User" is defined in Section 2. "Beta Features" is defined in Section 4.4. "Blockchain Data" is defined in Section 2. "CCPA" means the California Consumer Privacy Act as amended by the California Privacy Rights Act. "Confidential Information" is defined in Section 2 and Section 9. "Customer" means the individual or entity entering into these Terms. "Customer Data" is defined in Section 2 and Section 5.1.

"Documentation" is defined in Section 2. "DPA" means Data Processing Agreement. "Effective Date" is defined in Section 2. "Feedback" is defined in Section 8.2. "GDPR" means the General Data Protection Regulation. "Intellectual Property Rights" is defined in Section 2. "Malicious Code" is defined in Section 2. "Order Form" is defined in Section 2. "Privacy Policy" means the TrustSfer Privacy Policy incorporated by reference. "Services" means the TrustSfer platform and related services. "SLA" means Service Level Agreement as defined in Section 2.

"Subscription Term" is defined in Section 2. "SYNCSFER CORP." is defined in Section 2. "Third-Party Content" is defined in Section 13.3. "Third-Party Services" is defined in Section 2 and Section 13. "TrustSfer" is defined in Section 2. "TrustSfer Indemnified Parties" is defined in Section 11.1. "Terms" means these Terms of Service. "Usage Data" is defined in Section 8.3. "User" is defined in Section 2.

ACKNOWLEDGMENT

BY CLICKING "I ACCEPT" OR "I AGREE," BY CREATING AN ACCOUNT, BY ACCESSING OR USING THE SERVICES, OR BY EXECUTING AN ORDER FORM THAT REFERENCES THESE TERMS, CUSTOMER ACKNOWLEDGES THAT CUSTOMER HAS READ, UNDERSTOOD, AND AGREES TO BE BOUND BY THESE TERMS OF SERVICE. IF CUSTOMER DOES NOT AGREE TO THESE TERMS, CUSTOMER MUST NOT ACCESS OR USE THE SERVICES.

CUSTOMER FURTHER ACKNOWLEDGES THAT THESE TERMS CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN CUSTOMER AND SYNCSFER CORP. D/B/A TRUSTSFER, THAT CUSTOMER HAS HAD THE OPPORTUNITY TO REVIEW THESE TERMS WITH LEGAL COUNSEL, THAT CUSTOMER ENTERS INTO THESE TERMS VOLUNTARILY AND WITH FULL KNOWLEDGE OF THE RIGHTS AND OBLIGATIONS SET FORTH HEREIN, AND THAT CUSTOMER AGREES TO THE DISPUTE RESOLUTION PROVISIONS INCLUDING THE ARBITRATION CLAUSE AND CLASS ACTION WAIVER SET FORTH IN SECTION 16.2.

CUSTOMER SPECIFICALLY ACKNOWLEDGES THAT SECTION 16.2 CONTAINS A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER THAT AFFECT CUSTOMER'S LEGAL RIGHTS. BY ACCEPTING THESE TERMS, CUSTOMER AGREES THAT TRUSTSFER MAY ELECT TO REQUIRE DISPUTES TO BE RESOLVED THROUGH BINDING ARBITRATION AND THAT CUSTOMER WAIVES THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN CLASS ACTIONS OR CLASS ARBITRATIONS.

© 2025 SYNCSFER CORP.

All Rights Reserved. TrustSfer is a registered trademark of SYNCSFER CORP.

Last Updated: [Insert Date]

For questions about these Terms, please contact legal@trustsfer.com.